Krak
Mastercard from the Krak (Kraken) app to spend euros or crypto, with cashback based on the average balance.
- Category
- Crypto debit
- Custody of funds
- Krak account · virtual and physical
- Model
- Krak account · virtual and physical
- Cost
- No annual or monthly fees
- Conditions
- Cashback 0 to 2% depending on the 30-day average balance, no monthly cap. No Krak fee for ATM withdrawals. Replacement: €4.99.
- Profile checked on
- September 24, 2026
Points to watch
No transaction fees shown, but a spread is included in the crypto sale price. Funds held by Kraken.
Official sources
Official site: www.kraken.com/krak/card
In the same category
- OKX Card : Carte virtuelle Mastercard reliée à OKX Pay : vos USDC ou USDG sont convertis en euros au moment du paiement.
- Sovrae : Carte virtuelle ou physique, avec un positionnement axé sur la confidentialité.
- MetaMask Card : Dépenser depuis son wallet via des autorisations de paiement.
- Gnosis Pay : Paiements depuis un smart account Safe avec vérification d’identité.
- EtherFi Cash : Dépenser depuis un Safe ether.fi, en débit ou en crédit adossé à ses cryptos.
- Nexo Card : Choisir entre dépenser son solde et emprunter contre ses cryptos.
Useful guides
- The Gnosis Card : The Gnosis Card is a "self-custodial" Visa debit card: it runs on the Gnosis Pay network, which presents itself as the first decentralized payment network connecting traditional finance and decentralized finance.
- The Kraken card (Krak) : Krak is the Kraken ecosystem's financial app, combining traditional banking services and crypto management. It comes with a Mastercard usable worldwide that lets you spend more than 400 different assets directly.
- The OKX card : The OKX Card works as a virtual card linked to your OKX Pay wallet. Conversion to euros happens in real time, at the exact moment of the transaction — this is what's called a "smart wallet" setup: your crypto stays in your wallet until the second you pay, with no manual conversion or top-up to plan ahead.
- Crypto cards: real fees and cashback compared : Issuance, annual fees, spread, FX, withdrawals and cashback: the real fees of the crypto cards we compare, and what changes depending on how you use them.
- No-KYC Crypto Cards: What You Need to Know : "No-KYC" crypto cards: how they work, EU limits on anonymous prepaid cards, issuer risks, account freezes and fees.